Who Form 843 Garnishment 2011-2024

Alright, hey everybody, this is about whether I want to address this because recently I've gotten a few emails from clients about wage garnishments. You know, how do you get rid of them? And before I can even address how to, that's why I titled this video "How to Avoid Them" and what you need to do to get rid of them. So, I am going to talk about how to get rid of wage garnishments and how do you get them, but I want to start off with understanding how the wage garnishment actually happened. And I'm going to dig a little deeper. I'm not going to talk surface talk, you know, surface conversation about wage garnishments would be, "Oh, I have a debt that needed to be paid and I didn't pay it, and they took my paycheck." It gets a little deeper than that. So, basically, the reason why it gets a little deeper than that is because you have to understand the relationship with your credit and debt collectors. And a lot of people do not understand how the debt collection process works, how dealing with debt collectors work, because there are so many areas of credit. And when people may talk about credit, um, you don't know what area they're talking about. And I always like to break down understanding creditors as to understand how information is broken up into your credit report. You have what are your current debts. Those are the debts that you are paying on that are due in 30 days. Those are current debts. You pay those. You pay them on time. Then you have what to do or pass-through debts. Those are debts that are past the 30-day mark, a lot of times they're between 45 and 90 days. And then...