You okay mom yeah I'm just trying to pick a medicare plan just total up your Part A Part B and Part D deductible also factoring the co-insurance it's the twenty percent Part B doesn't cover and co-pays tier 1 to 2 2 or 3 specialty drugs it's in the formulary right you shouldn't have to be a health insurance expert to pick the Medigap plan that's right for you Eddie health our team can help you compare plans side by side from the insurance brands you know how much you know about medigap